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TOPIATO offers Muslim clients an Islamic Account, also known as an Swap-Free Account, instead of the swap, the owners of Swap-Free accounts are charged with administration fee. This account type was created especially for the clients of Muslim belief, who are not allowed to trade with swaps because of Shariah laws.


  • Who can use a TOPIATO Islamic Account?

    The TOPIATO Islamic Account has been designed only for forex traders who are unable to receive or pay swaps due to their religious beliefs. TOPIATO offers fully Shariah compliant Islamic accounts, giving traders of the Muslim faith fair and transparent access to global markets.

  • How can I open a Islamic Account?

    Muslim clients must register a REGISTER on our website and provide the required identification documents. They can be upgraded to an Islamic Account after being approved by the backoffice team.

  • How can I deposit funds into my TOPIATO Islamic account?

    As soon as our backoffice team opens your live TOPIATO Islamic Account, clients can initiate their first deposit by simply going to our client portal.

  • How are the funds segregated and ring fenced in TOPIATO for Shariah compliance?

    We have separate accounts which never mingle with conventional funds. The funds of your trading account are held in the segregated account at an AA level bank-Commonwealth Bank of Australia (CBA).

  • How can I withdraw my funds from TOPIATO Islamic accounts?

    You can request a withdrawal of your funds any time via client portal. We normally process withdrawal requests within 24 hours on business days.

  • What fees and charges apply to TOPIATO Islamic traders and accounts?

    All Muslim clients who use an Islamic Account will be charged standard spreads and commissions and the administration charge.

  • Are there swap or interest charges?

    There are no swap or interest charges. We charge an admin/agency fee justifiable for administration related expenses to manage your account.

  • Why do I get charged an administration fee on TOPIATO Islamic Account?

    In order to provide fair and transparent access to global markets, TOPIATO has to pass on the costs associated with maintaining their open positions. All our liquidity providers charge certain fees to keep positions open and this cost is passed onto clients via the daily Administration fee.

  • What time is the administration fee applied to live TOPIATO Islamic accounts?

    TOPIATO calculates all administration fees exactly at 0:00 platform time on all open positions on all Islamic accounts. The administration fee itself is then applied at 3:00am platform time.